No borrowing. No interest. Real history.
The PlusCredit Mastercard builds your credit history through responsible spending, not through debt. Load your own funds. Use the card. We conditionally report your positive activity to Equifax.
How your spend builds your credit history
How to get started
PlusCredit is committed to providing financial solutions that empower Canadian consumers to achieve their financial milestones.
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SIGN UP
Create your account in minutes. No credit check required.
Sign up with a valid ID and Canadian address. No approval process. No credit check. Your account is ready as soon as your identity is verified.
-
SIGN UP
Create your account in minutes. No credit check required.
Sign up with a valid ID and Canadian address. No approval process. No credit check. Your account is ready as soon as your identity is verified.
-
SIGN UP
Create your account in minutes. No credit check required.
Sign up with a valid ID and Canadian address. No approval process. No credit check. Your account is ready as soon as your identity is verified.
Tired of needing history to build history in Canada?
That loop ends here. No credit check, no debt, no interest. Load, spend, and let PlusCredit report your day-to-day spend to bureaus.